Goal: Be the single source of truth for portfolio health and the analysis engine behind DPD reduction.
Responsibilities
- Build and maintain dashboards for: cohorts/vintages, roll rates, DPD buckets, recovery curves, repeat vs new borrower performance.
- Segment performance by channel, geography, acquisition source, product variant, risk tier, device/behavior patterns.
- Run root-cause deep dives for spikes in FPD/DPD and propose actions.
- Track bureau pull funnel: pulls approvals disbursals repayment outcomes.
- Provide weekly and monthly portfolio reviews, with clear do this next recommendations.
Requirements
- 25 years in portfolio analytics in lending/fintech.
- Strong SQL/Excel; experience in BI tools (Looker/Metabase/Tableau) helpful.
- Understanding of delinquency mechanics (DPD buckets, flow rates, roll rates).
Success in 3060 days
- Live dashboards + weekly portfolio review cadence.
- Clear segmentation showing top 3 drivers of bad debt/DPD.
