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cred avenue

payout & settlement analyst

cred avenue
Bengaluru
2-5 Years

This job is no longer accepting applications

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  • Posted 2 months ago

Job Description

CRED is an exclusive community for India's most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.

CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. To build a community like this requires a community of its own a community special in its own way, working towards making this vision come true.

here's a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner answer: you get something close to what we have at CRED CRED just has it better.here's what will be in store for you at CRED once you join the payment operations team

what will you do

    • track and monitor merchants, PGs and bank receivables and payables
    • conduct thorough validation checks to ensure accuracy and completeness of data before processing payouts, minimizing errors and delays
    • work with business, product & tech teams to ensure timely disbursements of funds to merchants/partners/vendors.
    • work closely with the reconciliation team to identify and resolve transaction exceptions
    • collaborate with cross-functional teams, including finance, reconciliation and operations, to optimize payout process
    • manage relationships with external stakeholders like merchants, payment gateways, banks & aggregators
    • proactively identify and investigate any anomalies or discrepancies in payout transactions, resolving issues promptly to prevent financial discrepancies
    • continuously evaluate and improve payout processes to enhance efficiency and streamline operations
    • develop comprehensive SOP and maintain transaction records for audit and compliance purposes
    • manage invoicing process for merchants/vendors as part of payout process

you should apply if you have:

    • 2-3 years of experience in PG settlements, merchant payments, fund management.
    • adept with MS Excel, Word, PowerPoint, and similar tools
    • advanced analytical and problem solving skills
    • keen attention to detail
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

More Info

Job Type:
Permanent Job
Industry:
Internet/E-commerce
Function:
Payment Operations
Employment Type:
Full time

About Company

cred avenue

CredAvenue is building India&#8217&#x3B;s first and largest de-facto operating system for the discovery, investment, fulfilment, and collection of any debt solution.We reached $1.3 Billion valuation in March 2022, becoming India's fastest fintech Unicorn. As of today, CredAvenue is backed by Sequoia Capital, Insight Partners, B Capital, Lightrock, CRED, TVS Capital Funds, and Dragoneer Investment Group. Pioneering the Startup 2.0 concept, we are on a mission to deepen and power the $120 Trillion global enterprise debt market which would unlock a GDP multiplier and thus, create massive economic value.

Job ID: 127704637

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Last Updated: 13-11-2025 05:52:34 PM
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