Are you ready to make an impact in the world of digital payments Join our team where your analytical prowess and problem-solving skills will help shape the future. We offer a stimulating environment with opportunities for constant learning and expanded responsibilities.
As a Payment Lifecycle Analyst within Payments Operations, you will play a pivotal role in ensuring the smooth transfer of funds between various parties while enhancing our payment operations framework. You will leverage your knowledge of automation technologies and systems architecture to process payments across various products and parties. Your responsibilities include identifying and resolving issues, making decisions guided by established practices, and contributing to short-term operational goals. You will engage with stakeholders, manage projects, and spur continuous improvement initiatives, building strong working relationships with internal lines of business. Your ability to understand and apply cybersecurity controls, anti-fraud strategies, and data analysis techniques will be key to your success in this role.
Job responsibilities
- Manage cash payment and securities settlement and monitoring/approval functions that affect and control credit and intra-day exposure for a portfolio of clients, products, and currencies.
- Apply sound operational and credit risk management principles, judgment, research, and investigation to support process and to manage credit exposures/ decision approvals within respective approval authority.
- Understand and support operational control and regulatory reporting requirements.
- Work with Operations and Client Services to manage client payment relationships.
- Inform aligned Credit Risk and ORM partners about client portfolio activity, issues and provide line sizing recommendations.
- Liaise with key stakeholders including Credit, Relationship Managers, Product Management and Operations regarding client credit limits/arrangement recommendations to support clients activities.
- Actively participate in client and country crisis management risk mitigation actions including Rapid Exposure Drills (RED) with Credit and Relationship Managers and support business resiliency planning.
- Participate in projects that relate to TAG core functions as requested by management (e.g., Assist with the development of the Global Funds Control (GFC), Custody Credit Engine (CCE), Integrated Credit Risk Desktop (iCRD) and any other systems that function with credit controls).
- Engage as a subject matter expert for payment systems and processes related to funds control.
Required qualifications, capabilities, and skills
- Bachelor's degree
- Minimum 5 years of experience working in Risk & Controls or Banking/Payment Operations or Client Service or Product Management
- Prior experience and proven ability to communicate effectively and confidently with senior management
- Expertise in Microsoft Applications (especially PowerPoint and Excel) and experience using SharePoint
- Self-starter, capable of working independently, making decisions using a risk and control mindset
- Proven track record of multi-tasking in a time sensitive environment
- Open attitude towards sharing ideas and knowledge with appropriate partners/stakeholders
Preferred qualifications, capabilities, and skills
- Knowledge of cash management products, payment systems, Securities clearing/processing and settlements
