Payment Lifecycle Specialist

Fresher

Posted 2 hours ago
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Job Description

Are you ready to be at the forefront of digital payment innovation Join our Payments Operations team and make a meaningful impact by ensuring seamless financial transactions. This is your opportunity to grow your career in a fast-paced environment, where your contributions will be valued and your skills will be honed.

As a Payment Lifecycle Specialist IV within Payments Operations, you will play a crucial role in the smooth transfer of funds between various parties. Working under regular supervision, you will help maintain our reputation for excellent service and secure financial transactions. Your responsibilities will include payment processing across various products, such as the transfer of funds between financial institutions, cardholders, merchants, corporate and retail clients, and the reconciliation of purchase and sales options, futures, or securities. This may involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and invoicing or cash management activities.

Job responsibilities

Analyze requirements for completeness, consistency, comprehensibility
Post Settlement Reconciliation
End to End Transaction Monitoring
Partner with internal departments to scale operating model for new rail growth as business initiatives attracts new clients and/or growth of existing client base
Develop subject matterexpertiseof new products, businessprocesses,and application flows to proper manage changes,issues,and other support needs
Interact with Product Management, OperationalMonitoring,and Incident Management Teams, along with Project Managers and IT teams

Required qualifications, capabilities, and skills

IExcellent analytical, mathematical, and problem-solving skills
Strong listening, interpersonal, written, and oral communications skills with the ability to effectively communicate issues and results to management
Strong understanding of Windows office system and ability to do excel analysis withlarge amountsof data
Demonstrated communication and diplomacy skills to work cross-organizationally to influence others, obtain results/change and implement projects/processes
Demonstrated success in manage fast changes and adapt to new business initiatives
Flexibility with shift arrangements as per business need for 24 x 7 requirement.

Preferred qualifications, capabilities, and skills

Experience of Payments, Cash, Treasury Operation dealing with operational process, controls and problem solving is a plus
Experience in global payments is desirable, with understanding of accounting and money move processes .
Exposure to AI-enabled tools and willingness to adopt emerging technologies that support process improvement and operational excellence

More Info

Job Type:

Permanent Job

Industry:

Banking /Accounting /Financial Services

Function:

Payments Operations

Employment Type:

Full time

About Company

JP Morgan Chase & Co.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Job ID: 153739803

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Last Updated: 03-09-2026 09:57:02 PM

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Payment Lifecycle Specialist

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global payment processing operations, Typing Skills, ISO or Swift message processing, cybersecurity controls, automation technologies, anti-fraud strategies, Data Entry