Job Description
Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India's largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes
Designation:
Deputy Manager- Loan Management Services: Loan Sanity Check
Responsibilities
- Review loan reports thoroughly.
- Check the completeness.
- Check whether new disbursed loan accounts are added not.
- Check tranche disbursements under the report.
- Check whether all repayments are accurately reflected or not in the loan report.
- Cross check DPD against the previous months closing and daily DPD report.
- Cross check loan status as per loan outstanding. In the case of pending payments such loans should be active.
- Check whether collateral values are reflected or not as per collateral types.
- Provide the required data to the auditors.
- Review and reply to auditor's queries.
- Provide the required reports as and when required.
- Combine Loan2 & LMS loan report data once finalized at Department's end.
- At the time of CBLR change, review loan accounts with impact and respective reports.
Qualifications and Experience
- Qualification: Preferred MBA Finance/ICWA/CA
- 3-5 years of relevant experience in retail lending
- Good knowledge of Advance MS-Excel & PowerBI.
- Goal orientation, working effectively with the teams, interpersonal and influencing skills to manage customers effectively
- Proven track record of achieving deadlines and help in target achievement for the company.
- Excellent oral & written communication skills in English as well as the local language (If any).
Job Location: Nashik
