Analyze income statements, balance sheets, and cash flow statements of corporates, banks, and NBFCs to assess their financial health and creditworthiness.
Identify key trends, risks, and opportunities in the financial statements and provide recommendations to stakeholders.
Generate detailed reports on borrowers, including credit scores, risk ratings, and recommendations for lending decisions.
Develop and maintain financial models to forecast future performance and assess the impact of various scenarios on the borrower's credit profile.
Conduct industry research and market analysis to stay up-to-date on industry trends and developments.
Collaborate with cross-functional teams, including credit risk, lending, and portfolio management to ensure alignment and consistency in credit decisions.
Develop and maintain databases and spreadsheets to track financial data and trends.
Provide ad-hoc analysis and support to senior management and other stakeholders as required.
