Mortgage Operations Analyst
Overview: Supports mortgage processing and servicing from disclosure through closing and boarding. Ensures compliance with Truth in Lending/RESPA Integrated Disclosure (TRID) rules, Home Mortgage Disclosure Act (HMDA), and other US mortgage regulations.
Key Responsibilities
- Prepare and review mortgage disclosures (Loan Estimates and Closing Disclosures) within regulatory time frames.
- Assemble and audit closing packages, coordinate with title companies and settlement agents.
- Conduct pre and postclosing quality reviews to ensure loan files are complete and ready for delivery or servicing transfer.
- Assist with boarding loans into the servicing platform and monitor escrow, tax and insurance processing.
Qualifications
- Bachelor's degree preferred; 13years of experience in mortgage processing or closing.
- Strong knowledge of US mortgage regulations (TRID, RESPA, TILA, HMDA) and documentation requirements.
- Proficiency with mortgage loanorigination systems (e.g., Encompass) and strong
organizational skills.
