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AQM Technologies

Manual Tester - UPI Payments

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Job Description

Experience: 3–12 Years

Location: Mumbai

Notice Period: Immediate to 15 Days Preferred

Job Description

We are looking for a Manual Tester with hands-on experience in the UPI Payments domain. The ideal candidate should have strong knowledge of domestic payment systems, end-to-end payment transaction lifecycle, and banking applications. The candidate will be responsible for validating payment workflows, ensuring transaction accuracy, and delivering high-quality software solutions for digital payment platforms.

Required Skills

  • Strong experience in Manual Testing with the Banking/Payments domain.
  • Hands-on experience in UPI Payments Testing.
  • Good understanding of domestic payment systems:
  • UPI
  • IMPS
  • NEFT
  • RTGS
  • Payment Gateway
  • BillDesk
  • Experience in Functional, Integration, Regression, System Integration Testing (SIT), UAT, and End-to-End Testing.
  • Knowledge of the complete UPI transaction lifecycle (P2P, P2M, Collect Requests, Mandates, Refunds, Reversals, Chargebacks, Settlement, and Reconciliation).
  • Experience in API Testing using Postman or similar tools.
  • Basic SQL knowledge for database validation.
  • Experience with defect tracking tools such as JIRA or ALM.
  • Knowledge of Agile/Scrum methodology.
  • Good analytical and communication skills.

Key Responsibilities

  • Analyze Business Requirement Documents (BRD), Functional Requirement Documents (FRD), and user stories.
  • Prepare and execute test cases, test scenarios, and test data.
  • Perform Functional, Integration, Regression, Smoke, Sanity, and UAT testing.
  • Validate UPI payment flows including:
  • P2P Transfers
  • P2M Transactions
  • Merchant Payments
  • QR Code Payments
  • Collect Requests
  • Mandates (AutoPay)
  • Refunds & Reversals
  • Transaction Status Validation
  • Validate transaction success, failure, timeout, duplicate transaction handling, and reconciliation scenarios.
  • Perform API validation and database verification.
  • Log, track, and retest defects using JIRA/ALM.
  • Coordinate with Business Analysts, Developers, and Product Teams to ensure timely defect resolution.
  • Prepare Test Summary Reports and ensure quality deliverables.

Good to Have

  • Knowledge of NPCI UPI guidelines.
  • Experience in Mobile Banking or Internet Banking testing.
  • Exposure to ISO 20022 or SWIFT payment messaging.
  • Experience in Banking or FinTech projects.

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About Company

Job ID: 150855771