Job Description

Job Title: Manager – Transaction Monitoring (AML)

Role Purpose

To monitor, investigate, and mitigate Anti-Money Laundering (AML) and suspicious transaction risks by ensuring timely review of alerts, identifying unusual transaction patterns, and maintaining compliance with regulatory and internal AML requirements.

Key Responsibilities

Lead the Transaction Monitoring team and oversee end-to-end review of AML alerts generated through monitoring systems.
Analyze customer transactions to identify suspicious activities, unusual patterns, and potential money laundering or terrorist financing risks.
Ensure timely investigation, documentation, and closure/escalation of alerts as per regulatory requirements.
Prepare and review Suspicious Transaction Reports (STRs/SARs) for submission to the Compliance and Financial Intelligence Unit (FIU).
Monitor adherence to AML, KYC, Sanctions Screening, and regulatory guidelines.
Conduct quality reviews and provide guidance/training to team members on AML typologies and investigation techniques.
Coordinate with Business, Operations, Compliance, and Risk teams for information gathering and resolution of cases.
Prepare MIS, dashboards, trend analysis, and management reports related to transaction monitoring activities.
Support audits, regulatory inspections, and compliance reviews.

Eligibility:

Graduate/Postgraduate in Finance, Commerce, Business Administration, or related discipline.
6-10 years of experience in AML, Transaction Monitoring, Financial Crime Compliance, or Fraud Risk Management.
Strong understanding of AML regulations, KYC requirements, sanctions screening, STR filing, and banking operations.
CAMS certification will be preferred.