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Tata Capital

Manager - Retail Credit - Credit - Housing - EM

4-8 Years
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  • Posted 17 days ago
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Job Description

Role Responsibilities:

  • Assess and underwrite mortgage and LAP proposals per defined credit norms.
  • Conduct PDs, field visits, and ensure thorough KYC and document verification.
  • Monitor portfolio quality and manage related MIS reporting.
  • Collaborate with sales and recovery teams to manage end-to-end credit cycle.

Job Requirements:

  • Graduate/Postgraduate, preferably CA or MBA.
  • 2–5 years of experience in mortgage or LAP underwriting.
  • Strong knowledge of credit ratios, risk controls, and regulatory compliance.
  • Experience in legal and collateral documentation review.

About Company

Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company ("CIC"). Tata Capital and its subsidiaries are engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.

Job ID: 111857327