Job Description :
1. Risk Assessment and Underwriting - Underwriting decisions based on underwriting authority up to INR 150 crore and individual policies/programs as large as INR 300 crore - Provide technical inputs and advisory to the market on emerging risks and changing scenarios -Review technical, highly complex, large and inherently risky proposals -Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines -Conduct 360 degree review of risks along with any associated loss ratio decide on standard terms and conditions for the proposal -Arrive at the quotes to covert large accounts with substantial premiums in our favour |
2. Premium Growth and New Client aquisition - Develop profitable relationships with broking houses and IMDs - Negotiate terms & Ensure presence on large accounts with high limit deployment - Advise clients and IMDs on products and covers -Visit the locations and meet major IMDs understand problem areas and issues / concerns -Provide guidance, if required and resolve any issues / concerns from IMDs - review performance of channels, brokers and IMDs |
3. Projects / Special Initiatives -Take up special projects / initiatives aimed at premium growth or strengthening the organizational processes & systems |
4. Product Training -Drive implementation of various training efforts in case of new / existing product launch in terms of premium calculation product nuances, etc. clarify doubts and resolve concerns, if any -Assess areas of improvement amongst the IMDs and provide effective training to them address development issues / concerns and enable them to drive sales for the organization in an effective manner -Training Content Development for various training programs to be conducted |
Education/Qualification:Graduation