Manager - Asset Management - Construction Finance - Credit

Manage the real estate portfolio and provide in-depth analysis for allotted region ensuring efficiency, compliance, and consistency.

Core Responsibilities:

1. Regular monitoring of the real estate portfolio by conducting periodic asset quality review through project site visits , data analysis , meetings, etc

2. Ensuring post disbursal compliance as per the sanction terms including, security perfection and appropriate charge creation along with filling in ROC (Registrar of Companies), disbursement milestones etc for the assets securing the facility

3.Identifying early warning signals

4.Preparing of Asset quality review notes for allotted region in timely manner. The AQR notes are extensive and needs to be made by the candidate, covering exposure movements, compliances, RERA , projections vs actual variances etc and highlighting variances and recommending corrective actions and presentation as per DoA (Delegation of Authority)

5.Liaisoning with Audit Firms , Legal and Technical vendors for getting reports on timely manner

6.Participating in preparation of facility documents for disbursements

7.Follow up for Post Disbursal documents (PDD) , MIS preparation and publication

8.Working on SICR (significance in credit risk) reporting to NHB.

9.Handling internal and externals Audits - requirements.

10.Process mapping and Process Improvement related to the business.

11.NOC management and issuance

12.Escrow account management.