Machine Learning Engineer II

About the Team

ML Team team plays a central role in shipping scalable and cost-effective data-science solutions that power products and business decisions across the board. The team builds and maintains a robust MLOps stack—including a centralized feature-store, auto-training frameworks, an in-house model serving system, and real-time monitoring tools. Beyond platform engineering, the team also develops standalone feature-extraction applications that serve as core IP and provide a distinct competitive edge in the industry. It's a space where deep tech meets real-world impact, and where

infrastructure and innovation go hand in hand.

About the Role

As an MLE-2, you'll play a key role in building backend systems that are robust, cost-effective, and optimized for performance. This role requires strong problem-solving ability, technical expertise, and a mindset of continuous improvement. You'll work closely with stakeholders, demonstrate high quality and consistency in code and reviews, and contribute to improving team standards through feedback and collaboration.

Must Haves

• Proficiency in at least one of: Java, Python, Go, or Kotlin
• Strong grasp of object-oriented design, design patterns, and data structures
• Proven ability to design and implement algorithms for complex real-world problems
• Experience in building backend systems focused on scalability, performance, robustness, and cost-efficiency
• Skilled in troubleshooting and performance optimization of distributed systems
• Consistent drive to improve, automate, and scale systems and tools
• Strong coding practices, including design documentation, unit testing, peer reviews, and an agile mindset
• Communicate effectively with peers, product managers, and cross-functional partners to ensure smooth delivery.
• Demonstrated record of on-time delivery with a focus on output quality
• Emphasis on observability—systems must be monitorable and maintainable
• Minimum of 3 years of software development experience
• Strong written and verbal communication skills

Good to Haves

• Exposure to event-driven architectures and tools like Kafka or RabbitMQ
• Understanding of security best practices for backend services and APIs
• Ability to quickly adapt to new, complex development environments
• Experience in mentoring and guiding junior engineers

What We Expect From You

• Strong ownership and accountability in all areas of your work
• Ability to collaborate and communicate effectively across teams and stakeholders
• Comfortable working in a dynamic environment with shifting priorities
• Attention to detail, balanced with a pragmatic approach to problem-solving
• Consistent delivery of high-quality outcomes while meeting deadlines
• Curiosity to learn and the initiative to mentor and share knowledge with others

Inside Navi

We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we're building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India's

fastest-growing financial services organisations. But we're just getting started!

Our Culture

The Navi DNA

Ambition. Perseverance. Self-awareness. Ownership. Integrity. We're looking for people who dream big when it comes to innovation. At Navi, you'll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you're driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other—and that starts with every one of us.

Why You'll Thrive at Navi

At Navi, it's about how you think, build, and grow. You'll thrive here if:

• You're impact-driven : You take ownership, build boldly, and care about making a real difference.
• You strive for excellence : Good isn't good enough. You bring focus, precision, and a passion for quality.
• You embrace change : You adapt quickly, move fast, and always put the customer first.