Lock Desk Analyst Mortgage

Job Summary:

We are seeking a detail-oriented and analytical Lock Desk Analyst to join our US Mortgage Operations team. This role is responsible for managing the loan pricing and rate lock process, ensuring accuracy, compliance, and timely execution in alignment with investor and secondary market guidelines.

Key Responsibilities:

1. Process and monitor rate lock requests, re-locks, extensions, and changes.

2. Ensure loan pricing is accurate and consistent with client policy and investor guidelines.

3. Maintain accurate data in the Loan Origination System (LOS) and Pricing Tools.

4. Communicate effectively with loan officers, processors, and secondary market team.

5. Track lock expirations and proactively notify stakeholders.

6. Assist in identifying and resolving discrepancies or pricing issues.

7. Support audits by ensuring the pricing accuracy (discount points / Fees) and compliance             8. documentation (disclosures - LE and CD).

9. Stay updated with market changes, pricing policies, and investor guidelines.

Qualifications & Skills:

Education: Bachelor's degree in Finance, Business Administration, Economics, or a related field.

Experience: 1–2 years in mortgage operations, pricing desk, or lock desk preferred.

Skills Required:

1. Strong analytical and numerical skills.

2. Familiarity with loan pricing engines (e.g., Optimal Blue, Encompass, Polly) is a plus.

3. Proficient in MS Excel and data management tools.

4. High attention to detail and time sensitivity.

5. Good communication and teamwork skills.

6. Willingness to work night shifts to support US-based operations is mandatory.

How to Apply: Interested candidates should send their resumes to [Confidential Information]