- Maintaining confidentiality and neutrality without jeopardising the liability of the insurer and claim of the insured
- Conducting inspection and re-inspection of the property in question suffering a loss
- Examining, inquiring, investigating, verifying and checking upon the causes and the circumstances of the loss in question including extent of loss, nature of ownership and insurable interest
- Conducting spot and final surveys, as and when necessary and comment upon franchise, excess/under insurance and any other related matter
- Estimating, measuring and determining the quantum and description of the subject under loss
- Advising the insured about loss minimization, loss control, security and safety measures, wherever appropriate, to avoid further losses
- Commenting on the admissibility of the loss as also observance of warranty conditions under the policy contract
- Surveying and assessing the loss on behalf of insurer or insured
- Assessing liability under the contract of insurance
- Pointing out discrepancy, if any, in the policy wordings
- Satisfying queries of the insured/insurer and of persons connected thereto in respect of the claim/loss
- Recommending applicability of depreciation, percentage and quantum of depreciation
- Giving reasons for repudiation of claim, in case the claim is not covered by policy terms and conditions
- Taking expert opinion, wherever required
- Commenting on salvage and its disposal wherever necessary.
Key Skills
- Good Analytical and Problem Solving Skills
- Competence with reporting and information management tools, including MS Office (Excel/Word/Power point).
- Excellent Communication and writing skills
Educational Qualification
- B. Tech / B.E Civil, Electrical and Mechanical
Experience
- Required 5Yrs experience as Insurance Surveyor
Skills: fire, marine, engineering, miscellaneous and lop.,insurance,licenced insurance surveyor
