Lending Services_Financial Spreading (Delivery Manager), Pune

Job Title: Financial Spreading (Delivery Manager)

• Location: Pune (work from office)
• Work hours: 10 am to 7pm IST
• Department: Lending Services
• Experience Level : 10-14 years
• Candidates who can join before 1 Nov 26 are preferred due to business need.
  
  

Job Purpose

We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLA's.

Key Responsibilities

• Analyzing and spreading the financial statements in Moody's Risk Analyst (MRA) / Credit lens / client customized templates
• Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
• Experience in Personal Tax Returns, Business Tax Returns with in-depth knowledge in various schedules of Tax Returns
• Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
• Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
• Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics
• Screening the credit agreements and analyzing the financial covenants applicable to the borrower
• Monitor Covenant compliance and reporting
• Conduct detailed quality checks of client deliverables
• Managing capacity, efficiency and accuracy of the process
• The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans
• Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure
• Regular communication with the client to ensure the expectations are met
• Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc.
  
  

Key Competencies

• MBA (Finance) / CA (CPA equivalent) / CFA
• Experience of 10-14 years in spreading and covenant monitoring
• Strong understanding of credit principles, policies, and regulations
• Proficient in Advanced MS Excel
• Excellent written and spoken communication skills
• Experience of working for a US based bank will be an added advantage