Legal Manager-ARD RETAIL-ARD Retail Portfolio

Job Role:

• Resolution of Recovery Portfolio - Personal Loan - Unsecured/Secured
• Chalking out the various possible strategies of recoveries of NPA accounts,

• Appointment of Collection agencies, Skip tracing agencies, Agency performance monitoring
• Mentoring Collection Agents / DRAs.
• Exploring the various legal alternatives available and assisting.
• Consistently and effectively follow up and negotiating with the customers.
• Laisoning with Lawyers, Economics Offence authorities, police and other statutory authorities.
• Attendance in court on regular basis handling legal cases.
• Facilitating effective liquidation of collateral assets of securities of the borrower.

• Preparing the MIS for daily receivables and reporting the same to HO office
• P&L of the Branch
• Litigation cases, arbitration, Sec.138 cases, Against cases of company, Fraud cases, Drafting contracts & corporate compliance. Currently handling SARFAESI Cases, Drafting & Vetting of Loan documents, Legal notices, NPA recovery & Auction cases

Job Requirements:

• Excellent written and oral communication skills

• Knowledge of Collection - Recoveries and Write off portfolio
• 3 - 5 years of experience in Banks / NBFCs
• Agency Management expertise
• DRA Management expertise
• Knowledge of Legal Collection tools.
• Knowledge of Local legal procedure.
• Drive for Results
• Effective communication skill
• Ability to work on multiple tasks
• Having good contacts in local Police authorities and local corporates
• Team player, Passionate, energetic , fast learner & a game changer
• Ready to accept challenges & innovative thinker.
• Good computer skills.

If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to .
Please mention the following in the subject line as ‘'Position Name' -'Your Name' - 'Your Current Business group'