Legal Counsel

LEGAL COUNSEL, APAC AND NORTH AMERICA (ePAY)

Location: India (Mumbai) Hybrid

Business Unit: epay

About the Team:

Join a dynamic, collaborative legal team supporting Euronet's epay business across APAC and North America. We tackle complex, fastmoving issues in payments and financial services, partnering closely with Product, Compliance, Sales and Finance to deliver practical, businessfocused advice and reliable execution. Based in various jurisdictions, with a principal hub in Thane, our team is composed of talented legal professionals who are passionate about making a difference. We thrive on tackling complex legal challenges and providing strategic solutions that drive Euronet's success. As part of our team, you'll work alongside experienced lawyers who are experts in fintech, payments, and financial services. We foster a culture of continuous learning and professional growth, encouraging each team member to expand their skill sets and stay ahead of industry trends. Our close-knit team values open communication, mutual respect, and a shared commitment to excellence.

About Euronet:

A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone. Starting in Central Europe in 1994, Euronet now supports an extensive global real-time digital and cash payments network that includes 57,534 installed ATMs, approximately 592,000 EFT point-ofsale terminals and a growing portfolio of outsourced debit and credit card services which are under management in 69 countries; card software solutions; a prepaid processing network of approximately 712,000 point-of-sale terminals at approximately 346,000 retailer locations in 65 countries; and a global money transfer network of approximately 638,000 locations serving 199 countries and territories with digital connections to 4.1 billion bank accounts, 3.4 billion digital wallet accounts and 4.0 billion Visa debit cards through Visa Direct payments. Euronet serves clients from its corporate headquarters in Leawood, Kansas, USA, and 67 worldwide offices. For more information, please visit the company's website at www.euronetworldwide.com.

Role Summary:

You will be a corporate counsel supporting epay's rapidly evolving business in India and North America, with a primary focus on commercial contract negotiation and finalization. In India, you will additionally advise and support RBIregulated businesses (both contracting and regulatory advisory). The ideal candidate brings internationalstandard drafting, clear risk framing, and the ability to translate global contracting principles into enforceable outcomes in their jurisdiction of expertise. Internal content

Key Responsibilities:

Commercial contracting: Draft, review, and negotiate highvalue agreements (distribution, partner, marketplace, brand, issuance, licensing, etc.). Demonstrate topnotch drafting and a thorough grasp of global contracting principles, mapped to Indian contract law and a general understanding of US enforcement contexts.

Regulatory advisory & contracting for India's regulated payments: Advise on RBIregulated businesses and related frameworks; ensure contracts, commercial terms, and obligations align with RBI, NPCI, data protection authorities, applicable SROs, and enforcement interfaces (including police/cyber cells).

Payments/fintech subjectmatter coverage: Support agreements and advice across UPI, cards, wallets, BBPS, merchant acquiring, crossborder flows, and emerging areas such as stablecoins/DeFi, coordinating with stakeholders to balance compliance, commercial outcomes, and customer experience.

Process design and efficiency: Establish lightweight, scalable workflows and playbooks (templates, clause libraries, approval matrices, negotiation checklists), reduce cycle times, and improve deal velocity without compromising risk posture.

Stakeholder management & execution discipline: Partner with business leaders, Product, Compliance, and Finance to align terms with operational realities and manage external counsel efficiently when needed.

What You'll Bring:

Experience: 35 years work experience preferably as counsel for a payments/fintech entity or the TMT practice of a law firm (or a mix).

Jurisdiction: Indiaqualified; a US degree is a plus (not mandatory).

Skills: Internationalstandard drafting, negotiation, stakeholder management, risk framing, and crisp written/spoken communication suited to global counterparties.

Mindset: Practical, outcomeoriented, comfortable with fast iteration and ambiguity; able to simplify complexity for nonlawyers. NicetoHaves: Handson experience in regulated payments businesses.

Dual certification (India & US) or meaningful exposure to US contracting/enforcement.

Familiarity with card processing, merchant acquiring, and datacenter/service agreements.

References:

Euronet Worldwide | epay Worldwide