About Snapmint:
Snapmint is a leading fintech company redefining access to consumer credit in India. Backed by
marquee venture capital and private equity investors, our zero-cost EMI platform enables responsible purchases, without a credit card, across categories like fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices.
Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team -alumni of IIT Bombay and ISB-brings deep experience from Oyo, Swiggy, Maruti Suzuki, and prior successful ventures in ad-tech, patent analytics, and bank-tech. We are building the future of responsible consumer finance-simple, transparent, and customer-first.
Role Overview:
We are seeking a qualified and motivated Associate - Legal with 1-4 years of post-qualification experience to join our legal team. The ideal candidate will have a strong foundation in fintech and NBFC regulatory frameworks, commercial contract negotiation, and stakeholder advisory.
Key Responsibilities:
- Review, draft, and negotiate a wide range of commercial contracts including service agreements, partnership arrangements, merchant onboarding documents, and financing agreements.
- Research on RBI NBFC norms, data protection laws, fintech regulations, and applicable consumer lending standards.
- Manage legal risk management across lending, collections, marketing, and data usage.
- Manage regulatory filings, audits, and engagement with authorities including RBI, MCA, and other relevant regulators.
- Monitor timelines and ensure compliance with procedural requirements related to notices, litigation and dispute resolution.
- Collaborate with external counsel and advisors for litigation, structuring, or regulatory opinions.
- Develop material for internal training sessions on key legal and regulatory topics.
- Monitor and communicate legal and regulatory updates impacting the fintech/NBFC landscape.
- Contribute to internal policy formulation, governance frameworks, and compliance monitoring programs.
- Staying up-to-date with changes to legislation, particularly in relation to laws, rules and regulations that directly affect your business and specific industry.
Qualifications:
- LL.B. or LL.M. from a reputed university in India
- 14 years of post-qualification experience, with strong exposure in law firms and/or in-house legal teams, preferably within fintech, NBFCs, or financial services
- Robust understanding of regulatory advisory, commercial contracts, and compliance frameworks
- Demonstrated ability to collaborate effectively with business stakeholders, regulators, and external counsel
Key Competencies:
- Strong grasp of financial services laws and regulations, particularly RBI and fintech-related guidelines
- Excellent legal drafting and contract negotiation skills
- High attention to detail and ability to manage competing deadlines
- Commercially astute with sound judgment and practical problem-solving skills
- Strong interpersonal and communication skills, capable of working cross-functionally
- Self-starter who thrives in a fast-paced, high-growth, and evolving environment
