Job Description

Job Specification: Lead – Trade Finance & Corporate Loans

Position Overview

Lead the technology delivery, implementation, and lifecycle management for the bank's core Corporate Lending and Trade Finance platforms.

Role: IT Delivery Manager
Location: Mumbai
Department: Information Technology
Reporting to: Head of Wholesale Banking Technology
Core Responsibilities

Execute Technology Delivery

Manage end-to-end delivery of scalable IT applications for Trade Finance and Corporate Loans.
Lead large-scale implementations, system upgrades, migration projects, and routine version rollouts.
Oversee product customization, system configuration, and code deployment across environments.

Manage Architecture & System Integration

Design robust integrations between core platforms and enterprise mid-office/back-office systems.
Govern API banking connections linking corporate client ERPs directly to bank platforms.
Ensure alignment with security standards, identity management, and data encryption protocols.

Drive BSG & Stakeholder Collaboration

Partner with the Business Solutions Group to convert functional specifications (FSDs) into technical designs.
Bridge communication gaps between corporate business units, risk teams, and internal IT squads.
Facilitate comprehensive UAT support, technical defect triaging, and sign-off processes.

Oversee Vendor & Team Management

Manage relationships with product vendors (e.g., Finacle, Misys/Finastra, Intellect) regarding SLAs and delivery timelines.
Lead an internal team of technical architects, software developers, and business analysts.
Optimize delivery resource allocation to balance new feature pipelines with system maintenance.
Key Qualifications & Skills

[Technical Expertise] ──── ► Finacle / Finastra / Intellect Systems

[Functional Depth] ──── ► Structured Trade, Supply Chain, Corporate Loans

[Integration & Tech] ──── ► Microservices, REST APIs, Oracle SQL, Java

Technical Competencies

Platform Expertise: Deep hands-on experience with standard platforms like Finacle Corporate Banking, Finastra (Fusion Fabric/Trade Innovation), Intellect Design, or Flexcube.
Architecture: Strong knowledge of microservices architecture, RESTful APIs, ESB middleware, and cloud deployments.
Databases & Tools: Proficiency in Oracle SQL, PL/SQL, Unix shell scripting, and modern DevSecOps CI/CD pipelines.

Functional Competencies

Trade Finance: Comprehensive ownership of Letters of Credit (LC), Bank Guarantees (BG), Bills Material, Remittances, and Supply Chain Finance (SCF).
Corporate Loans: Deep understanding of Term Loans, Working Capital facilities (CC/OD), Syndicated Loans, Bilateral Loans, and Collateral Management modules.
Regulatory Landscape: Firm grasp of RBI compliance guidelines, FEMA regulations, SWIFT messaging infrastructure, and SFMS networks.

Experience & Education

Experience: 12 to 18 years in Banking IT or Financial Technology consulting, with at least 5 years leading delivery teams.
Education: B.E. / B.Tech / MCA from a recognized institution. MBA or certifications like PMP, Agile Scrum Master, or CDCS will be a distinct advantage.