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Lead Software Engineer
Job Description
Engage with business stakeholders to gather, analyze, and document complex functional and non-functional requirements for retail lending initiatives (e.g., mortgage, personal loans, auto loans, credit lines).
Translate high-level business needs into detailed Epics, User Stories, and Acceptance Criteria within an Agile/Scrum framework.
Maintain comprehensive documentation including Business Requirement Documents (BRDs), Functional Requirement Documents (FRD), process maps, and data flow diagrams.
Solution Design & Process Optimization
Map and optimize As-Is and To-Be workflows for lending products, including origination, underwriting, disbursement, and repayment.
Collaborate with Architects to design scalable, secure, and compliant integration points with core banking systems, LOS (Loan Origination Systems), and downstream servicing platforms.
Perform gap analysis to identify process inefficiencies and suggest improvements aligned with industry best practices.
Technical Integration & Data Analysis
Define functional requirements for API integrations (REST/JSON) ensuring interoperability with third-party vendors, credit bureaus, and payment gateways.
Conduct SQL-based data analysis to support reconciliation, data validation, and troubleshooting of complex ledger or transactional issues.
Analyze data structures to ensure accuracy in interest calculations, fee structures, and amortizations.
Project Governance & Stakeholder Management
Act as the primary liaison between technical teams (Developers, QA, DevOps) and business units, ensuring a shared understanding of system capabilities and delivery timelines.
Lead UAT planning, design test scenarios, and support validation efforts to ensure the delivered product meets business objectives and regulatory standards.
Manage project backlogs, prioritize deliverables, and report status/risks to senior stakeholders.
Compliance & Risk
Ensure all solution designs adhere to enterprise-level security, data privacy, and regulatory compliance requirements (KYC/AML/Credit Risk policies).
Required Skills & Qualifications
Experience: 7–10 years of experience as a Business Analyst, Product Owner, or System Analyst within the Retail Banking or Lending domain.
Translate high-level business needs into detailed Epics, User Stories, and Acceptance Criteria within an Agile/Scrum framework.
Maintain comprehensive documentation including Business Requirement Documents (BRDs), Functional Requirement Documents (FRD), process maps, and data flow diagrams.
Solution Design & Process Optimization
Map and optimize As-Is and To-Be workflows for lending products, including origination, underwriting, disbursement, and repayment.
Collaborate with Architects to design scalable, secure, and compliant integration points with core banking systems, LOS (Loan Origination Systems), and downstream servicing platforms.
Perform gap analysis to identify process inefficiencies and suggest improvements aligned with industry best practices.
Technical Integration & Data Analysis
Define functional requirements for API integrations (REST/JSON) ensuring interoperability with third-party vendors, credit bureaus, and payment gateways.
Conduct SQL-based data analysis to support reconciliation, data validation, and troubleshooting of complex ledger or transactional issues.
Analyze data structures to ensure accuracy in interest calculations, fee structures, and amortizations.
Project Governance & Stakeholder Management
Act as the primary liaison between technical teams (Developers, QA, DevOps) and business units, ensuring a shared understanding of system capabilities and delivery timelines.
Lead UAT planning, design test scenarios, and support validation efforts to ensure the delivered product meets business objectives and regulatory standards.
Manage project backlogs, prioritize deliverables, and report status/risks to senior stakeholders.
Compliance & Risk
Ensure all solution designs adhere to enterprise-level security, data privacy, and regulatory compliance requirements (KYC/AML/Credit Risk policies).
Required Skills & Qualifications
Experience: 7–10 years of experience as a Business Analyst, Product Owner, or System Analyst within the Retail Banking or Lending domain.
More Info
Key Skills
Process maps
UAT planning
API integrations
About Company
Skills:
Veeva Vault Clinical Suite (TMF, SSU), J2EE framework, Service Now, JIRA, Sql, Python, ctms, Documentum, Veeva Site payments
Skills:
Graphql, Eslint, Jwt, Node.js, Sql, Nosql, Typescript, Javascript, Sonarqube, Restful Apis, Nestjs, AWS
Skills:
asp.net web api , S.O.L.I.D. design principles, Design Patterns, C#, CSS, Angularjs, Restful Services, SQL Server, HTML, Continuous Integration, Ruby On Rails, Javascript, Operating Systems, Entity Framework, Networking Concepts, Web Services, Hosting infrastructures, Database management and development, PC architecture and operations, Object-oriented analysis design and programming
Skills:
Java, S3, Basic Networking, CSS, Scala, Pl Sql, Emr, J2EE, Sql, Jenkins, Lambda, jQuery, Ec2, Unix Scripting, Ansible, Html5, Spark, Python, AWS, AI tools, HDFS, Glue, Vulnerability Remediation
Skills:
PostgreSQL, Kafka, Tableau, Apache Airflow, Tensorflow, Pytorch, Docker, MySQL, Azure Data Lake, Cosmos DB, Python, Azure DevOps, Java, Power Bi, Scala, SQL Server, Sql, Azure Data Factory, Databricks, MongoDB, Azure, Kubernetes, GitHub Actions, Event Hubs, Service Bus, dbt, Apache Superset