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AbleCredit - GenAI Infra for BFSI

Lead Software Engineer (Backend)

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  • Posted 15 days ago
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Job Description

Role: Lead Software Engineer (Backend)

Salary: INR 28 to INR 40L per annum

Performance Bonus: Up to 10% of the base salary can be added

Location: Hulimavu, Bangalore, India

Experience: 6-10 years

About AbleCredit

AbleCredit has built a foundational AI platform to help BFSI enterprises reduce OPEX by up to 70% by powering workflows for onboarding, claims, credit, and collections. Our GenAI model achieves over 95% accuracy in understanding Indian dialects and excels in financial analysis.

The company was founded in June 2023 by Utkarsh Apoorva (IIT Delhi, built Reshamandi, Guitarstreet, Edulabs); Harshad Saykhedkar (IITB, ex-AI Lead at Slack); and Ashwini Prabhu (IIML, co-founder of Mythiksha, ex-Product Head at Reshamandi, HandyTrain).

What Work You'll Do

  • Build best-in-class AI systems - that enterprises can trust, where reliability and explainability are not optional.
  • Operate in founder mode build, patch, or fork, whatever it takes to ship today, not next week.
  • Work at the frontier of AI x Systems making AI models behave predictably to solve real, enterprise-grade problems.
  • Own end-to-end feature delivery from requirement scoping to design, development, testing, deployment, and post-release optimization.
  • Design and implement complex, distributed systems that support large-scale workflows and integrations for enterprise clients.
  • Operate with full technical ownership make architectural decisions, review code, and mentor junior engineers to maintain quality and velocity.
  • Build scalable, event-driven services leveraging AWS Lambda, SQS/SNS, and modern asynchronous patterns.
  • Work with cross-functional teams to design robust notification systems, third-party integrations, and data pipelines that meet enterprise reliability and security standards.

The Skills You Have..

  • Strong background as an Individual Contributor capable of owning systems from concept to production without heavy oversight.
  • Expertise in system design, scalability, and fault-tolerant architecture.
  • Proficiency in Node.js (bonus) or another backend language such as Go, Java, or Python.
  • Deep understanding of SQL (PostgreSQL/MySQL) and NoSQL (MongoDB/DynamoDB) systems.
  • Hands-on experience with AWS services Lambda, API Gateway, S3, CloudWatch, ECS/EKS, and event-based systems.
  • Experience in designing and scaling notification systems and third-party API integrations.
  • Proficiency in event-driven architectures and multi-threading/concurrency models.
  • Strong understanding of data modeling, security practices, and performance optimization.
  • Familiarity with CI/CD pipelines, automated testing, and monitoring tools.
  • Strong debugging, performance tuning, and code review skills.

What You Should Have Done in the Past

  • Delivered multiple complex backend systems or microservices from scratch in a production environment.
  • Led system design discussions and guided teams on performance, reliability, and scalability trade-offs.
  • Mentored SDE-1 and SDE-2 engineers, enabling them to deliver features independently.
  • Owned incident response and root cause analysis for production systems.
  • (Bonus) Built or contributed to serverless systems using AWS Lambda, with clear metrics on uptime, throughput, and cost-efficiency.

Highlights

  • PTO & Holidays
  • Opportunity to work with a core Gen AI startup.
  • Flexible hours and an extremely positive work environment

Skills:- Javascript, NodeJS (Node.js), Python, MongoDB, PostgreSQL, Amazon Web Services (AWS) and DevOps

More Info

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Job ID: 132872577

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