Essential Skills & Experience:
- Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans.
- Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties.
- Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum.
- Candidate should have the knowledge of US Market and Sub-Market to understand the deal s demographics and its impact on the subject property.
- Hand on experience and proficient in preparing the dynamic financial models in MS excel.
- Master s degree Major in Finance or Banking and Capital Markets, CFA designation a plus.
- Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications.
- Ability to manage multiple priorities in a fast paced, fluid environment.
- Previous background with real estate lending required with Debt Underwriting in real estate preferable.
- Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills.
- Acute focus on attention to detail, accuracy, and data validation.
- Effective communication skills (listening, verbal, and written).
- Excellent interpersonal and teamwork skills.
- Sound judgment and discretion.
- Strong initiative, energy and confidence completing assignments with limited supervision.
