Head of Risk & Compliance
Why this role exists:
TransactBridge is a global financial infrastructure layer that allows merchants to monetize across 160+ countries via a single API integration. By operating as a Merchant on Record, we insulate businesses from the friction of international expansionassuming full liability for global payments, multi-jurisdictional tax, FX repatriation, and complex regulatory compliance.
As the Head of Risk & Compliancefor a global Merchant of Record (MoR) like TransactBridge is a high-stakes leadership role. Unlike a standard Payment Gateway (PG), an MoR assumes the legal liability for taxes, compliance, and fraud in every jurisdiction it operates.
This role requires a unique blend of Regulatory expertise, international tax knowledge, and high-scale technical risk management.
Role Overview:
- Job Title: Head of Compliance & Risk
- Reporting To: CEO / Board of Directors
- Location: Bangalore / Noida (with global oversight for US/MENA/160+ countries)
- Objective: To architect and govern a global risk framework that allows TransactBridge to legally act as the Seller of Record, managing trillions in TPV while maintaining 100% regulatory health.
Key Responsibilities:
1. Global Regulatory Strategy & Licensing where required
- Regulatory Governance: Act as the primary Key Managerial Personnel (KMP) for Regulatory Regulations.
- 160+ Country Compliance: Maintain the legal MoR Playbook for global markets, ensuring we meet PSD3 in Europe, Nexus/Sales Tax laws in the US, and VAT/Mada mandates in MENA, GST in India and Australia.
- Licensing Roadmap: Lead the application for new licenses wherever required (e.g., UAE Central Bank PSP or UK EMI) as the business expands.
- Global Tax Remittance: Oversee the automated calculation and filing of Indian GST, EU VAT, and US Sales Tax.
2. Risk Management & MoR Liability
- Underwriting & Onboarding: Design the KYB (Know Your Business) framework to vet global merchants. In an MoR model, a bad merchant is our legal failure.
- Chargeback & Fraud Defense: Own the Chargeback Reserve Policy. Since TransactBridge is the Seller on the customer's bank statement, you must manage the financial risk of disputes at a global scale.
- Transaction Monitoring: Implement AI-driven monitoring to detect Transaction Laundering and suspicious cross-border flows in real-time.
- Chargeback & Fraud Defense: Own the Chargeback Reserve Policy. Since TransactBridge is the Seller on the customer's bank statement, you must manage the financial risk of disputes at a global scale.
- Transaction Monitoring: Implement AI-driven monitoring to detect Transaction Laundering and suspicious cross-border flows in real-time.
Required Skills & Qualifications:
- Experience: 5+ years in Fintech Risk & Compliance.
- Deep familiarity on AML & FATF global standards.
- Tech-Savviness: You must understand APIs and Webhooks. Compliance at TransactBridge is Compliance-as-Code, not manual paperwork.
Who fits well :
- You are comfortable operating in high-ambiguity, high-ownership environments
- You can simplify complex regulations into clear, scalable decisions
- You see compliance as a growth enabler, not a gatekeeping function
- At TransactBridge, we've built a scaling engine for global commerce where risk and compliance are not just features, but the foundation
