Role: Head of Homebuilder Solutions
Experience: 15+ years
Location: Bengaluru
We are hiring a Head of Homebuilder Solutions for a large-scale global real estate credit platform focused on structured lending to residential developers and production homebuilders.
The role sits within a specialized credit solutions platform financing housing development across major metropolitan markets, enabling the construction and delivery of new homes through structured credit facilities including revolving lines and acquisition, development & construction (ADC) loans.
Role Overview:
The incumbent will play a key role in underwriting, structuring, and managing a portfolio of residential development credit facilities. This includes supporting credit evaluation, portfolio risk monitoring, and ongoing loan servicing in coordination with internal investment and credit teams.
The role requires strong analytical capability, deep understanding of construction lending, and a disciplined approach to credit risk management across dynamic residential markets.
Key Responsibilities:
Underwriting & Credit Structuring:
- Partner with underwriting teams to evaluate sponsor financials, project economics, sales velocity, cost structures, and market dynamics
- Support preparation of detailed and defensible credit approval documentation
- Develop sensitivity analysis and downside scenarios; recommend appropriate covenants, collateral structures, and reporting frameworks
Portfolio & Risk Management:
- Monitor performance of ADC loans, revolving credit facilities, and borrowing bases
- Track covenant compliance, project progress (starts, closings, absorption), and market conditions
- Conduct stress testing across portfolio exposures and recommend mitigants, modifications, or renewals
- Review third-party reports including appraisals and inspections; ensure resolution of exceptions
Loan Servicing & Operations:
- Support end-to-end loan servicing including draw funding, closings, payoffs, and documentation accuracy
- Coordinate with internal stakeholders to ensure timely execution and compliance across transactions
What We're Looking For:
- Experience in banking or specialty finance focused on commercial lending to residential developers or production homebuilders
- Strong expertise in ADC financing and revolving credit structures
- Advanced financial analysis skills including project pro formas, financial statements, and market assessment
- Experience working with large-scale residential development projects and multi-phase portfolios
- Strong Excel and financial modeling capabilities, including borrowing base analysis and sensitivity modeling
- Excellent communication skills with ability to simplify complex credit structures for decision-making
- Strong execution discipline with ability to manage multiple priorities in a fast-paced environment
- Collaborative mindset with strong stakeholder management skills
- Bachelor's or advanced degree in Finance, Business, Economics, or related field preferred
Nice to Have
- Experience in appraisal review, inspections, and loan servicing systems
- Exposure to master planned community underwriting and large-scale residential development
- Familiarity with collateral monitoring and borrowing base frameworks
- Experience mentoring junior team members or leading cross-functional workstreams
This is a unique opportunity to work at the intersection of housing finance and structured credit, directly contributing to the delivery of housing supply through disciplined capital deployment and risk-managed lending.
Housing is not just a credit asset class, it is the backbone of how cities expand and economies grow. The real question is: can capital be structured not just to fund growth, but to sustain it responsibly over cycles
Interested candidates may share their profiles at the following email addresses:
- [Confidential Information]
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