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Role & responsibilities
Designation - Gold Inspector
Qualification - Any graduate
Willing to travel to branches.
(1) Physical verification of Gold Packets, Cash including Vault Cash and Foreign Currency as to its correctness with the system records.
(2) Checking of ornaments as to its quantity, weight, quality and purity taken for pledge during the current gold inspection period.
(3) Checking of greater than 5 months gold packets as to its quantity, weight, quality and purity for which gold inspections were done earlier.
(4) Verification of Gold Loan pledge/release documents and reporting of anomalies if any observed.
(5) Verifying whether the ornaments pledged under all schemes are solid ornaments and LP/SP ornaments are not accepted for pledge under any schemes.
(6) Verification and reporting of any overdue gold loans, Low Purity and Spurious accounts are re-pledged or re-pledged under higher rate.
(7) Verification of Documents and ornaments/coins for Swarnavarsham/Shwethavarsham Loans disbursed.
(8) Verification of all Gold Loan related products/Packets, MSME Packets, Mahilamitra Loan Packets and Chitty Security Packets etc.
(9) Conducting Handing over/Taking over of branch as and when required by the Management and sending reports of the same to BAI Dept.
(10) Purity Index updation in the system
(11) Verification and sealing of auction related packets.
(12) Participating in the Gold Auction conducted in various branches as per the instruction from the Department Head
(13) Conducting Special Inspection in Selected branches along with Internal Auditors as per instruction from HO Audit.
(14) Verification of Bulk Pledge Packets, Balance Transfer Pledges, Doubtful Pledges as per the instruction from HOD.
(15) Other Key activities instructed by the Management on Demand.
Established in 1921 in Kozhencherry, Pathanamthitta, Kerala by Sri. M Mathew, Muthoottu Mini, was initially a small firm engaged in financing and in the Chit Fund business. Subsequently, the promoters applied their sound banking experience and took Muthoottu Mini into the corporate arena. Our Company was originally incorporated on 18th March 1998 as a Private limited company, a Non-Nanking Financial Company (NBFC) as Per Provisions of the Company Act, 1956 as Muthoottu Mini Financiers Private Limited and was licensed and registered with RBI. This Company engaged in Gold loan business and accepted debentures under Private placement of debentures as per RBI Guidelines. Consequent to our growth in business, we became a Public Limited Company on 27th November 2013 and the name was changed to Muthoottu Mini Financiers Limited. Apart from Gold Loan- our core business, and Public issue of Debentures, we had diversified business activities like Insurance, Money transfers etc. We are complying compliant with the rules and regulations of RBI, IRDAI, SEBI and Ministry of Corporate affairs and State Government. MMFL has since built an impressive level of business and made for itself a reputation for reliability and trustworthiness in gold loan business circles throughout Kerala, Tamil Nadu, Karnataka, Andhra Pradesh, Goa, Delhi, Haryana, Gujarat and Maharashtra. “The Muthoottu Mini Financiers now comprises companies engaged in Financing, construction arena, I T Park, Plantation and Chain of Theatres. The corporate image of the group has been meticulously built and developed since the beginning. The group members conduct their business through a network of branches established across India.
Job ID: 104897297
