Financial Analyst (US Pacific Shift)

Job Description

We administer commissions for a large network of independent life insurance agents across multiple carriers. Every carrier has its own compensation structure, advance rules, and chargeback terms, which means a great deal of our work involves determining whether a payment is correct and explaining why when someone disagrees.

We are looking for a Financial Analyst to own that work. You will report directly to our head of commissions and grow into a deputy role, taking on recurring analysis, reporting, and carrier compensation matters.

This is not a reporting-only position. You will investigate discrepancies, correspond with US-based agents and agency principals, and improve the processes that produce our numbers.

What you will do

• Verify that agents and agencies have been paid correctly across carriers and contract tiers, reconstructing payouts from ledgers, carrier statements, and compensation grids
• Maintain compensation grids as carriers issue updates, and resolve errors with carrier compensation departments
• Handle escalated commission inquiries and disputes, including from agency principals with large downlines
• Track reserves, chargebacks, and outstanding balances
• Produce weekly debt balance reporting and support period-end accrual and P&L work
• Identify manual or error-prone processes and fix them

What we are looking for

• At least 2 years in an analytical, financial, or operational role working regularly with financial data
• Strong analytical judgment. Much of this job is working out which of several conflicting sources is correct, and noticing when a figure is implausible
• Solid financial literacy. You can read statements, ledgers, and reconciliations without help, and you are comfortable with accruals, adjustments, and reversals
• English to a US business standard, written and spoken. You will correspond and speak directly with US-based clients
• Advanced Excel
• Availability 9:30 am to 6:00 pm US Pacific Time, Monday through Friday.

Nice to have

SQL is a plus and you will use it here, but we will train the right person. Prior experience in insurance commissions, agency operations, or carrier compensation is welcome but not required. We consider tools and industry knowledge teachable.

Details

Fully remote within India. USD 1,000 to 1,500 per month depending on experience.