Financial Advisor

Company Description HDFC Life is one of India's leading private life insurance companies, offering a wide range of individual and group insurance solutions. Formed as a joint venture between Housing Development Finance Corporation Limited (HDFC), a premier housing finance institution in India, and abrdn plc, a leading financial services provider in the United Kingdom, the company combines strong local expertise with global best practices. Its portfolio includes protection, pension, savings, investment, and health products, which customers can customize through optional riders at nominal cost. HDFC Life serves customers through about 500 branches across over 900 cities and towns in India and maintains a liaison office in Dubai. The company has a strong presence in its core markets and works with a large network of Financial Consultants to deliver tailored solutions to diverse customer segments.

Role Description This is a part-time hybrid role for a Financial Advisor based in Chennai, with flexibility for some work from home. The Financial Advisor will meet and engage with prospective and existing customers to understand their financial goals and risk profile. The role involves recommending suitable life insurance, savings, investment, protection, and retirement solutions from HDFC Life's product portfolio, and explaining product features, riders, and benefits clearly. The Financial Advisor will conduct regular financial reviews, assist customers in plan customization, and support documentation and policy servicing. The role also includes maintaining accurate records, adhering to regulatory and company compliance standards, and collaborating with branch teams and other Financial Consultants.

Qualifications

• Candidates should possess strong Financial Planning and Retirement Planning skills to help customers structure long-term goals and protection strategies.
• Candidates should possess solid Finance and Investments expertise to analyze options and match products to customer risk profiles.
• Candidates should possess proven Financial Advisory capabilities, including needs analysis, solution recommendation, and follow-up support.
• Candidates should possess excellent communication and interpersonal skills to build trust, explain complex concepts, and maintain long-term relationships.
• Candidates should possess good analytical ability, attention to detail, and comfort with digital tools and CRM systems.
• Relevant experience in financial services, insurance, banking, or wealth management is preferred.
• A graduate degree in Finance, Commerce, Business, Economics, or a related field is beneficial; professional certifications in financial planning or insurance advisory are an added advantage.