FINANCE OPERATIONS MANAGER — FINKRAFT.AI
Location: Bangalore, HSR | Full-time | Level: L3 | Reports to: CFO
ABOUT FINKRAFT.AI
Finkraft.ai is a B2B SaaS company that enables enterprises to maximize GST claims on travel and expense data. The platform automates invoice collection, validation, and reconciliation across airlines and hotels — helping finance teams at McKinsey, BCG, Capgemini, Abbott, and 1,250+ enterprises improve compliance, visibility, and cash recovery. We've recovered ₹300Cr+ in GST claims for clients and are scaling from $1.5M to $10M ARR in 18 months.
WHY THIS ROLE
Most finance ops roles at this stage give you one lane. This one gives you the whole road.
You will own AR, AP, payroll, banking, cash projections, statutory compliance, and management reporting — and present that picture directly to the CFO, founders, and BU heads. You're not a back office here. You're the operational spine of a company that processes financial data for Fortune 500 clients, with a Dubai entity activating in Phase 3.
If you've wanted a role where your work is visible, your ownership is real, and your growth isn't capped by a 6-layer hierarchy — this is it.
WHAT YOU WILL OWN IN 90 DAYS
Receivables fully under control: AR aging clean, DSO tracked weekly, every outstanding collection has a named owner and a resolution date.
Rolling 13-week cash forecast live: updated every Monday, shared with CFO and CEO. Actuals vs. forecast tracked; deviations explained, not just noted.
Statutory calendar at zero-miss: GST, TDS, payroll, and vendor obligations tracked and met without a CFO prompt.
KEY RESPONSIBILITIES
Accounts Receivable
- Manage the full invoice-to-collection lifecycle for B2B clients, including SaaS billing, milestone invoices, and usage-based models
- Maintain AR aging reports; track and report DSO weekly
- Drive structured collections follow-ups with defined escalation SLAs — no open items beyond 60 days without a documented owner
- Handle disputes, partial payments, and credit note processing
- Flag credit risk on any account showing payment pattern deterioration
Accounts Payable
- Own the payables calendar: vendor payments, renewals, subscriptions, fixed costs — nothing missed, no late penalties
- Validate vendor invoices for accuracy, GST compliance, and PO matching
- Negotiate vendor payment timelines where leverage exists
- Reconcile bank transactions against payables weekly
Payroll & Salary Operations
- Coordinate monthly payroll run with vendor or HRMS — inputs gathered, validated, disbursed on schedule
- Ensure TDS (salary), PF, and ESI are correctly computed, deducted, and filed each month
- Maintain salary register and reconcile payroll entries in Zoho Books / Tally
- Flag headcount cost variances to CFO monthly
Banking Operations
- Perform weekly bank reconciliations across ICICI, Axis, and GCC accounts (ENBD, GIB) as entities activate
- Prepare payment batches, manage signatory routing, and analyse bank statements
- Own UAE entity banking ops from Month 9 when Dubai activates
- Support signatory change processes and banking documentation
Cash Flow & Financial Projections
- Maintain rolling 13-week cash flow forecast: inflows (collections, advances), outflows (payroll, vendors, statutory, subscriptions)
- Update actuals vs. forecast weekly; flag deviations >10% with root-cause note
- Support CFO on quarterly and annual projections for board and investor reporting
- Track burn rate and runway; raise early warnings when runway approaches threshold
Financial Metrics & MIS Reporting
- Produce monthly MIS pack: P&L summary, AR/AP aging, cash position, DSO, DPO, payroll cost vs. budget, open statutory dues
- Own the finance operations metrics dashboard: DSO, DPO, cash conversion cycle, AR coverage ratio, payable days
- Own the BU head monthly finance review pack
- Support CFO in preparing investor-facing financial slides
Statutory Compliance
- Ensure on-time filing and payment of GST (GSTR-1, GSTR-3B), TDS (194C, 194J, 194H, 192), PF, ESI, and professional tax
- Maintain a statutory dues calendar — at-risk deadlines escalated 7 days in advance
- Coordinate with external CA for GST reconciliation, TDS returns, and annual audit support
- Compliance gaps flagged to CFO within 24 hours of identification
Accounting & Systems
- Daily, hands-on entries in Zoho Books / Tally ERP — clean books, every day
- No miscoded entries; no suspense balances aged beyond 7 days
- Maintain audit-ready documentation at all times
- Identify and implement process improvements that reduce close cycle time
Requirements
WHAT WE NEED FROM YOU
Must Have:
- 3–6 years in finance operations at a B2B SaaS, fintech, or high-growth startup — not a services firm or manufacturing company
- Hands-on daily use of Zoho Books or Tally ERP. Not familiar with. You use it today.
- Working knowledge of GST (GSTR-1, GSTR-3B, ITC reconciliation) and TDS (194C, 194J, 194H, 192). You file — not just review.
- Experience running AR/AP for a B2B recurring-revenue business: SaaS billing models, milestone invoices, credit notes
- Has personally coordinated payroll — not just reviewed payslips
- Has built or contributed to a cash flow projection or 13-week forecast at least once
Strong Preference:
- CA Inter or CMA Inter
- Has presented a finance ops review or MIS pack to a founder, CFO, or BU head directly
- Has worked through a CFO transition, audit crunch, or statutory catch-up — knows what clean books under pressure means
- Exposure to GCC / UAE banking operations
