Prepare and review the loan portfolio with risk insights to improve asset quality and present findings to stakeholders
Review Early Warning Signals (EWS) and Quick Mortality accounts; develop models to assess default propensity
Develop, maintain, and monitor scorecards and BRE, ensuring deployment accuracy and timely updates in scoring engines
Perform stress testing on loan and securitization portfolios and highlight potential risks
Monitor internal guardrails and Risk Appetite Statements approved by committees
Review and recommend enhancements to credit policies to mitigate credit risk; propose modifications for approval and rollout
Prepare and present retail portfolio decks, agenda notes, and minutes to internal stakeholders and committees
Engage in related activities for credit risk mitigation, including risk-based pricing, delegation of authority review, collateral risk assessment, and training of credit and operational teams
