Data Scientist

Job Title :Data Scientist

Exp : 2-5- years Data Science

Location : Bangalore

Notice Period: max 45 Days

Job Description:

We are seeking a highly motivated and detail-oriented Data Science to join our Team.

Skill requirements:

• Bachelors/Masters in a quantitative field (Engineering, Statistics, Econometrics, Mathematics, Operations Research, Computer Science etc).
• Strong programming background (Python, Pyspark, SAS, SQL etc.) with proficiency in Microsoft Office suite. Experience in financial modeling is an added advantage.
• Proven track record of working with large datasets. Experience in data visualization tools such as Power BI is an added advantage.
• Understanding of credit card product structures, risk models, and portfolio management techniques.
• Strong quantitative skills with the ability to analyze complex datasets, derive insights, and present findings to non-technical stakeholders.
• Ability to develop and deliver actionable recommendations to drive business improvements.
• Excellent communication skills with the ability to convey complex data insights in a clear and concise manner.
• Strong interpersonal skills and the ability to work effectively in a cross-functional, team-oriented environment.
• Familiarity with ML models - XGBoost, Light GBM, Random Forests, SVMs, multivariate analysis, clustering, dimensionality reduction is an added advantage.
• Experience in carrying out data processing including statistical analysis, variable selection, and dimensionality reduction, custom feature engineering, as well as the evaluation of new alternate data sources.
• Experience in partnering with business teams to implement strategies in production.

Roles and Responsibilities:

• Analyze large datasets related , customer behavior, transaction trends, and operational performance.
• Interpret complex data and provide actionable insights to business stakeholders for decision making.
• Collaborate with senior management to understand business objectives and deliver data drive insights to support strategic initiatives.
• Assist in the development of business cases for new credit card products, marketing strategies and customer acquisition programs.
• Conduct ad-hoc analysis and scenario modeling to evaluate the impact of potential business changes or initiatives.
• Support the optimization of portfolio by identifying opportunities for product enhancements, risk mitigation, and customer segmentation.
• Work closely with risk, marketing, finance, and operations teams to align on data, models, and strategies.
• Ensure accuracy, integrity, and consistency of data used for analytics and reporting.
• Collaborate with IT and data management teams to improve data infrastructure and data governance practices.
• Automate processes to ensure scalability of solutions by collaborating with cross-functional teams.