Credit Underwriter

• Analyze financial statements, credit reports, and other data to assess the creditworthiness of individuals
• Prepare detailed credit reports and risk assessments with recommendations for credit approval, modification, or denial
• Monitor existing accounts for changes in financial position or potential credit risk exposure
• Conduct industry and market research to support credit decisions
• Collaborate with sales, legal, and operations teams to ensure timely processing of credit applications and renewals
• Ensure compliance with internal credit policies and external regulatory guidelines
• Assist in the development of credit scoring models and risk mitigation strategies
• Maintain accurate records of credit decisions and documentation

Requisites & Skills:

• Experience in NBFC and P2P industry is a must
• Experience with credit rating systems and CRM tools