COMPANY PROFILE:
Credila is India's First Dedicated Education Loan company and a pioneer in the field of education loan. The Company is a Systemically Important Non-Deposit taking Non-Banking Finance Company.
The Company focuses on providing Education Loans to Indian students for studies both in India and Abroad. The Company presently has a book size of over Rs. 50,000 crores
JOB DESCRIPTION:
Key areas of focus will include:
- Developing strategies that will help manage risk and drive growth in the face of shifting consumer and regulatory demands
- Drive improvements in credit performance by implementing future consumer credit trends to existing credit processes and testing hypotheses using rigorous monitoring and analysis
- Work closely with colleagues across the Company, be it Credit, Product or Operations
- Supplementing conceptual thinking skills must be supplemented by a strong quantitative orientation.
- Strong decision maker, able to bring a healthy, aggressive, yet responsible approach to business
- Good written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
- Drive and execute a plan in an uncertain and fluid environment
Qualifications & Experience:
- CA or MBA or master's degree in finance, Accounting or Analytics
- 5+ years experience in credit / risk management roles (preferably consumer loans) in a bank, NBFC, or e-commerce start-up
Skills:
- Highly analytical and research-oriented
- Excellent verbal and written communication skills
- Strong knowledge of credit risk analysis/underwriting principles, methods, and practices
- Manage multiple projects and prioritize work in a fast-paced environment
- Demonstrated ability to work and collaborate effectively with others
- Ability to approach problems quantitatively and qualitatively
- Attention to details
- Possess strong problem-solving skills (hypothesis-driven thinking, analytical, quantitative, conceptual skills)
Location:
Mumbai (Kalina)
