credit strategy management

cred avenue

Bengaluru

2-6 Years

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Posted 15 hours ago
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Job Description

what is CRED

CRED is an exclusive community for India's most trustworthy and creditworthy individuals, where the members are rewarded for good financial behaviour.

CRED was born out of a need to bring back the focus on a long-lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behaviour to create a utopia where being trustworthy is the norm and not the exception.to build a community like this requires a community of its own a community special in its own way, working towards making this vision come true.

here's a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner

answer: you get something close to what we have at CRED CRED just has it better.

here's what will be in store for you at CRED once you join us.

what will you do

take ownership in designing and driving credit risk strategies across underwriting, limit assessments, pricing structures, portfolio management, and collections
lead initiatives to define and implement new product and pricing strategies by closely collaborating with cross-functional teams, including product, engineering, and data science
act as a key contributor to the growth of the lending business by generating significant top-line and bottom-line impacts
conduct advanced analytics to analyze credit performance, uncover root causes of emerging trends, and develop actionable insights to enhance credit decisioning and portfolio optimization
stay ahead of macroeconomic and consumer behavior trends to forecast risk and adapt strategies accordingly

you should apply if you:

have 2-6 years of experience in credit risk, data analytics, or relevant roles in consulting, banking, or lending
possess a proven record of success in data-driven decision-making, with a strong aptitude for quantitative analysis and conceptual problem-solving
are highly proficient in analytics tools such as SQL, Python, R, or advanced Excel, and can confidently interpret and model data
demonstrate the ability to thrive in a fast-paced, entrepreneurial environment and strike the right balance between being aggressive and responsible in decision-making
have a deep understanding of credit risk management, lending products, or consumer credit trends, with tangible achievements in driving portfolio growth or mitigating risk

how is life at CRED

working at CRED would instantly make you realise one thing: you are working with the best talent around you. not just in the role, you occupy, but everywhere you go. talk to someone around you most likely you will be talking to a singer, standup comic, artist, writer, athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee good company.

hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. this is why CRED is in the continuous process of building an environment that helps the team rejuvenate itself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and comprehensive health insurance.

to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word.

there are many more such eccentricities that make CRED what it is but that's for one to discover. if you feel at home reading this, get in touch

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

More Info

Job Type:

Permanent Job

Industry:

Internet /E-commerce

Function:

Credit Risk Management

Employment Type:

Full time

About Company

cred avenueJob Source: jobs.lever.co

CredAvenue is building India&#8217;s first and largest de-facto operating system for the discovery, investment, fulfilment, and collection of any debt solution.We reached $1.3 Billion valuation in March 2022, becoming India's fastest fintech Unicorn. As of today, CredAvenue is backed by Sequoia Capital, Insight Partners, B Capital, Lightrock, CRED, TVS Capital Funds, and Dragoneer Investment Group. Pioneering the Startup 2.0 concept, we are on a mission to deepen and power the $120 Trillion global enterprise debt market which would unlock a GDP multiplier and thus, create massive economic value.

Job ID: 149961231

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