Credit Specialist

Company Description B-Vyapari is a business management platform that helps retailers, wholesalers, distributors, and growing enterprises streamline daily operations. The platform provides an integrated digital solution for billing, inventory control, sales tracking, payment records, customer management, barcode scanning, analytics, and reporting. By reducing manual work and improving data accuracy, B-Vyapari enables businesses to save time and make informed decisions through real-time insights. Guided by a mission to empower businesses of all sizes, the company focuses on delivering smart, reliable, and easy-to-use technology that drives productivity and growth. B-Vyapari is dedicated to transforming traditional processes into seamless digital experiences so entrepreneurs and shop owners can manage better and grow stronger in a competitive market.
Role Description The Credit Specialist role at B-Vyapari is a full-time, on-site position based in Nagpur. The Credit Specialist will review and assess customer creditworthiness, analyze financial data, and determine appropriate credit limits and payment terms. This role involves monitoring outstanding balances, tracking payment behavior, and proactively following up on overdue accounts to minimize credit risk. The specialist will collaborate with sales and finance teams to resolve account issues, respond to customer inquiries, and ensure clear communication regarding credit policies and decisions. Daily responsibilities also include maintaining accurate credit records, preparing credit-related reports, and contributing to the improvement of internal credit processes and guidelines.
Qualifications

• Candidates should possess strong Credit Management skills and a solid understanding of Finance principles.
• Candidates should possess advanced Analytical Skills for evaluating financial data, credit histories, and risk indicators.
• Candidates should possess excellent Customer Service and Communication skills for handling inquiries, negotiations, and account resolutions.
• Candidates should possess proficiency in using spreadsheets, financial software, and business management tools for reporting and documentation.
• Relevant experience in credit control, accounts receivable, or financial operations is beneficial.
• A bachelor's degree in Finance, Accounting, Business Administration, or a related field is preferred.
• Attention to detail, sound judgment, and the ability to work independently as well as in a cross-functional team are important.