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Credit Risk VP Consumer / Retail Finance, Banking

Credit Risk VP Consumer / Retail Finance, Banking

ethos beathchapman
10-12 Years
  • Posted a day ago
  • Be among the first 10 applicants

Job Description

The Role
Our client is an established bank globally, and we are seeking a high-calibre Vice President – Credit Risk to lead credit strategy, portfolio oversight, and risk governance across our Consumer Finance portfolio.

Responsibilities:
  • Lead the development and execution of credit risk strategy across the Consumer Finance portfolio
  • Own underwriting policy, credit appetite, scorecard oversight, and decisioning frameworks
  • Monitor portfolio performance, early warning indicators, and stress testing outcomes
  • Drive IFRS 9 / CECL provisioning oversight and capital optimisation initiatives
  • Oversee model governance, validation, and regulatory compliance (Basel, local regulatory frameworks)
  • Partner with Product, Pricing, Finance, and Collections to ensure risk-adjusted profitability
  • Present portfolio performance, risk appetite metrics, and emerging risks to senior governance forums
  • Lead and develop a high-performing credit risk team

Requirements:

  • Significant experience (typically 10+ years) in credit risk within retail/consumer banking
  • Proven leadership experience managing senior risk professionals
  • Strong knowledge of Southeast Asian consumer finance markets, with experience in Indonesia preferred
  • Strong understanding of consumer lending products and lifecycle risk management
  • Ability to manage and work with regional stakeholders



WP
Reg No. R2094093
BeathChapman Pte Ltd
Licence no. 16S8112

More Info

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Key Skills

underwriting policy

CECL provisioning

credit appetite scorecard

model governance

credit risk strategy

consumer lending products

IFRS 9

early warning indicators

lifecycle risk management

capital optimisation

decisioning frameworks

About Company

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