Credit Risk Manager

, E .

CALL US @ +91-8796369660

Location: Perth, Western Australia / Hunter Valley, NSW

Employment Type: Full-time, Permanent

Visa Sponsorship: Available (TSS 482 / ENS 186)

Salary Range: AUD $95,000 - $130,000 + benefits

Experience Level: 3-8 years

We are seeking an experienced Credit Risk Manager to join our dynamic team in Australia. This role is critical in managing and mitigating credit risk exposure across our portfolio while ensuring compliance with regulatory requirements and internal risk appetite frameworks.

• Conduct comprehensive credit risk assessments for new and existing clients across various portfolios
• Develop and maintain credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD)
• Perform stress testing and scenario analysis to evaluate portfolio performance under adverse conditions
• Monitor early warning indicators and implement proactive risk management strategies
• Oversee credit risk across corporate, retail, and SME portfolios
• Establish and monitor credit limits, exposure thresholds, and risk parameters
• Conduct regular portfolio reviews and present findings to senior management
• Collaborate with business units to optimize risk-adjusted returns
• Stay current with evolving regulatory landscape and implement necessary changes
• Support internal and external audit processes
• Design and implement credit risk policies, procedures, and frameworks
• Develop risk appetite statements and tolerance levels
• Create and maintain risk reporting dashboards and metrics
• Establish governance structures for credit risk management
• Present risk assessments and recommendations to Credit Committee and Board
• Collaborate with finance, legal, and business teams on risk-related initiatives
• Provide training and guidance to junior risk professionals
• Liaise with external auditors, regulators, and rating agencies

• Bachelor's degree in Finance, Economics, Mathematics, Statistics, or related field
• Minimum 3-8 years of credit risk management experience in Australian financial services

• Willingness to relocate or travel to either Australia.
• Excellent communication skills in English.
• Ability to work independently as well as part of a team.