Credit Risk Associate

We have an opportunity to impact your career and provide an adventure where you can push the limits of what's possible

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

As a Commercial Banking Risk - Credit Risk Associate within the Commercials Banking Risk India team, you will be at the center of keeping JPMorgan Chase strong and resilient. You will work closely with the in-country Underwriters and Credit Executives, providing them with in-depth credit risk analysis of clients and recommendations on risk grades. This role offers an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area.

Job responsibilities

• Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) - for middle market clients (clients with exposure less than $5mm). Recommend rating grades based on analysis for the clients.
• Manage quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm's credit related policies, etc.
• Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.
• Build strong knowledge of credit analysis for clients.
• Build strong stakeholder relationships and maintain open communication channels with Credit Officers and Credit Executives

Required qualifications, capabilities, and skills

• Minimum 4 years of experience in credit risk
• Qualifications in MBA (with Finance specialization) / CA
• Excellent academic record experience in credit risk
• Strong grasp of corporate finance concepts and their application Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards
• Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
• Strong communication skills - both oral and written ability to effectively present analysis and interact with global credit bankers
• Deadline orientation close attention to detail and accuracy
• Proficient in the use of MS Word, Excel and Power Point
• Ability to work proactively & independently as well as in a team environment
• Strong interpersonal skills, ability to build positive relationships with Underwriters/ RMs