Credit risk analyst
Work experience - 4 to 5 years
Domain - Credit risk / Fintech
Roles and Responsibilities :
- Credit risk strategy development for retail loan portfolio using users transactional data and risk scores
- Cross-sell and upsell using customer segmentation
- Scorecard validation and Monitoring
- A/B testing and deriving insights to grow the loan book
- NPA management and prediction
- Collection analytics and recovery efficiency improvements
- Team player who can work with cross-functional teams to gather data and derive insights
- Monitoring key risk metrics and report generation
Mandatory Technical skill set :
- Previous experience in credit risk strategy development for retail loan portfolios is mandatory
- Python
- Statistical analysis and A/B testing
- Excel
- SQL
- Visualisation tools such as Redash / Grafana / Tableau / Power BI
- Bitbucket, Githubs and versioning tools
