Our client is a leading global commodity trading. As part of its continued growth, the business is seeking a talented Credit Risk Analyst to join its Risk team in Singapore. This is an excellent opportunity to gain exposure to international trading activities, work alongside commercial and trading teams, and contribute to high-impact risk decisions in a fast-paced global environment.
Key Responsibilities
- Assess and monitor the creditworthiness of counterparties, including corporates, financial institutions, traders, and government-related entities.
- Perform financial analysis, credit reviews, and risk assessments using financial statements, market intelligence, and industry research.
- Prepare and present credit recommendations, including credit limits and risk mitigation strategies.
- Monitor counterparty exposures and ensure compliance with approved credit limits.
- Evaluate trading structures, payment terms, collateral arrangements, guarantees, and other credit enhancement mechanisms.
- Identify emerging credit risks and recommend appropriate action plans.
- Work closely with Commercial, Trading, Operations, Legal, and Finance teams to support business growth while maintaining sound risk controls.
- Support ongoing portfolio reviews, stress testing, and risk reporting activities.
- Assist in the development and enhancement of credit risk policies, methodologies, and reporting frameworks.
Requirements
- Bachelor's degree in Finance, Accounting, Economics, Business, or a related discipline.
- 4–8 years of experience in Credit Risk, Corporate Banking, Commodity Trading, Trade Finance, or related financial services environments.
- Strong understanding of credit analysis, financial statement assessment, and risk management principles.
- Experience assessing corporate and counterparty credit risk.
- Knowledge of commodity trading, structured trade finance, supply chain finance, or treasury products is advantageous.
- Strong quantitative, analytical, and problem-solving skills.
- Excellent communication and stakeholder management abilities.
- Advanced Excel skills and experience with risk management systems are preferred.
