Job Purpose
We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our banking client ensuring we fulfill the applicable SLAs .
Key Responsibilities
- Perform in-depth credit risk assessments of Oil & Gas companies across Upstream (E&P), Midstream, and Minerals & Royalties.
- Prepare credit reports including Semi-Annual Borrowing Base Redeterminations and Annual Credit Reviews, covering Business and operational profile of counterparties, key credit risks and mitigants, Cash flow analysis and Collateral coverage & loan value analysis.
- Demonstrate strong understanding of cash flow engineering practices and borrowing base redetermination methodologies for Upstream companies.
- Working knowledge of (i) Forward price risk management in E&P (ii) Volume and pricing dynamics impacting loan value determination and (iii) Reserve mix and its implications in borrowing base analysis
- Analyze major industry drivers, including (i) WTI and Brent crude price dynamics and (ii) Natural gas differentials and regional pricing impacts.
- Manage a portfolio of clients and handle credit/rating assignments efficiently within defined timelines and service levels.
- Adhere strictly to internal Standard Operating Procedures (SOPs), credit policies, and compliance documentation requirements.
Key Competencies
- Strong understanding of credit principles, policies and regulations
- Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree
- Solution oriented and self-driven
- Strong relationship building with internal and external stakeholders
- Clear and logical thinking to understand client requirements
- Strong in analytics skills to make sense of data and what it means for the business
