Credit Manager – Underwriting (Secured Business)

Evaluate secured business loan applications by analyzing financial statements, credit reports, and supporting documents

Conduct comprehensive risk assessments considering borrower financials, industry trends, and market conditions

Assess and validate collateral to ensure adequate coverage and compliance with lending norms

Ensure strict adherence to underwriting guidelines, internal policies, and regulatory requirements

Make informed credit decisions balancing risk and business objectives

Review and verify loan documentation for accuracy, completeness, and compliance

Monitor secured loan portfolio performance and proactively identify potential risks

Collaborate with cross-functional teams such as risk, legal, and compliance

Communicate effectively with stakeholders to gather information and convey decisions

Drive continuous improvement in underwriting processes and efficiency