Credit Manager

Company Description

Tata Capital Limited, a subsidiary of Tata Sons Limited, is a registered Core Investment Company with the Reserve Bank of India. Operating under the Tata Capital brand, the company and its subsidiaries provide a wide array of fund and fee-based financial services. Tata Capital serves retail, corporate, and institutional customers across diverse business segments, including Commercial Finance, Consumer Loans, Infrastructure Finance, and Wealth Management. With a strong presence across India, Tata Capital operates through a robust network of over 500 branches in major markets.

Role Description

This is a full-time, on-site role for a Credit Manager located in Hardoi. The Credit Manager will be responsible for assessing creditworthiness, analyzing financial data, managing credit approvals, and ensuring compliance with risk management policies. The role involves implementing credit policies, monitoring accounts, and collaborating with sales teams to provide financial solutions that meet customers needs.

Qualifications

• Strong financial analysis and credit assessment skills
• Proficiency in risk management and compliance
• Expertise in credit policies, accounts monitoring, and portfolio management
• Excellent communication, negotiation, and interpersonal skills
• Ability to work effectively in a team and independently in a fast-paced environment
• Prior experience in financial services, banking, or credit management is highly advantageous
• Bachelor's degree in Finance, Accounting, Business Administration, or a related field; relevant certifications are a plus