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Credit Manager-Small Business Enterprise-Credit
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JOB DESCRIPTION
| Job Role :As part of Credit Team for Working Capital Finance |
| . Managing team of Credit Managers |
| . Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) |
| . Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. |
| . Visiting customers for personal discussions and deal structuring |
| . Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained |
| . To evaluate proposals of customers for Home Loans, Loan against Property |
| . Decision making within defined TAT |
| . Understanding of property related aspects (like legal title and market value of the property) is an added advantage |
| . Coordinating with sales, operations, legal, technical and customer service |
| Job Requirements: |
| . Qualification- CA with relevant underwriting experience |
| . Job Knowledge - |
| o Technical underwriting experience |
| o Analytical skills |
| . Skills & Experience - |
| o Experience of 2-4 years in relevant working capital products is desired, |
| o Should be able to handle time bound activities effectively |
| o Should be an effective team player. |
| o Should have a sense of urgency & keenness to learn. |
Job ID: 152506795
