CREDIT MANAGER - RISK RECOVERY - GOLD LOAN

Job Description :

Monthly MIS reports - (Tonnage Report zone wise, Long Outstanding Interest Receivable Report (>18 months), Digital Transactions Report (imuthoot, wepay, payu, paytm), Actual Yield and Weighted Avg Yield report (based on interest collection and outstanding), Probable loss report, Month wise outstanding report to CGM, Karnataka Zone yield report to CO - BLR, Board Reports / Executive Summary / Analysis / PPT)

Weekly Reports - Portfolio Mix Report, Weekly Growth Report, Cashback Report

Ensure preparing product note and IOMs for new or modification of existing schemes & releasing it and confirming configuration in CBS

Liaison with HO Cochin and to ensure the implementation of changes taken by HO (Credit Side) at BML Branches as well.

Reports and data to RBI (Maturity profile of Staff personal loan and Traders loan, Report on Interest provision of Traders loan, Weekly and monthly report on moratorium, All other reports related to gold loan - monthly / time to time and handling queries related to GL during RBI inspection from credit side)

Daily updation of LTV in CBS

Ensure reconciliation & resolving of issues & errors, being the AuthorizedSignatory and contact person for bank

All adhoc work alloted by Reporting Manager.