Credit Manager – Underwriting Unsecured Business

Interpreting credit bureau reports, assessing income, analyzing bank statements, and evaluating eligibility of hubs and service centers

Interacting with customers to understand their needs and provide solutions within available product ranges

Building and maintaining strong internal and external stakeholder relationships

Ensuring all lending procedures comply with audit and regulatory requirements

Optimally using loan origination and management systems for efficient processing

Providing feedback to credit policy based on underwriting experience

Maintaining credit TAT and managing daily loan volumes

Applying market, product, and process insights to make informed credit decisions