Credit Manager

Join Our Dynamic Team as Branch Credit Managers!

Are you ready for an exciting opportunity to showcase your expertise in credit evaluation and management We are a leading housing finance company seeking talented individuals like you to join us as Branch Credit Managers. If you are driven, detail-oriented, and passionate about delivering exceptional customer service, this could be the perfect role for you!

Location: Kannur and Calicut

Roles and Responsibilities:

Evaluate Credit Proposals: Analyze credit proposals, assessing financial, business, and industrial risks to make informed loan decisions. Your expertise will be crucial in ensuring prudent lending practices.

Verify Creditworthiness: Conduct a thorough review of borrowers track records, verifying their creditworthiness and assessing their ability to repay loans. Your keen eye for detail will contribute to effective risk management.

Financial Statement Analysis: Utilize your analytical skills to evaluate the financial statements of prospective customers, identifying their short-term and long-term solvency and liquidity positions. This analysis will aid in making sound lending decisions.

Customer Focus: Understand customers requirements and ensure prompt service delivery, providing a seamless experience throughout the loan process. Your commitment to customer satisfaction will be paramount in building long-lasting relationships.

Audit Framework and Reporting: Establish an efficient audit framework and conduct audits, ensuring adherence to prescribed standards. Generate basic analytics and management information system (MIS) reports to keep stakeholders informed.

Monitor Approval Rate and TAT: Monitor and enforce approval rates and Turnaround Time (TAT) targets as per prescribed standards. Your ability to maintain efficiency and quality in loan processing will be essential.

Vendor Management: Effectively manage vendor relationships to ensure smooth collaboration and seamless service delivery.

Required Candidate Profile:

Any Degree / CA/MBA Finance.

Minimum 2 years of experience in secured lending (sales/collections/operations/credit experience is valued).

Familiarity with the local geography and industry will be advantageous.

Willingness to travel frequently for customer visits.

Don't miss out on this incredible opportunity to join a dynamic team and contribute to the growth of our esteemed organization. We offer a competitive compensation package, a supportive work environment, and ample opportunities for career advancement.

If you are ready to take your credit management career to the next level, apply now and be a part of our success story!

Kerala: [Confidential Information]

#BranchCreditManagers #HousingFinance #CreditEvaluation #CustomerService #JoinOurTeam