Job Requirements
Role/ Job Title: Credit Manager-Inventory Finance
Function/ Department: Central Team
Job Purpose:
Supply Chain Finance/Inventory Finance facility is the loan facility extended to the dealers in the primary market for procurement of inventory of TW/Auto/CV and CD from various OEM's/Manufacturer.
Consumer/Consumption finance & Automobile industry has been growing consistently & this growth has given high business opportunity to cater the financial needs of the dealer fraternity.
We provide financial assistance to TW/ CD/ Auto / CV / Tractors dealers primarily to fulfil their short-term working capital.
Roles & Responsibilities:
- Ensuring high quality of underwriting with minimum error and as per policy guideline.
- Ensuring the maximum productivity per credit resource.
- Responsible for assessment of cases within stipulated TAT.
- Evaluating the financial performance of dealers through analysis of dealer's performance.
- Regular dealer visits to understand the market and business requirements and lesioning with borrower as and when require.
- Determining the key credit risks and mitigating factors while evaluating the proposal
- Preparation of various MIS's incl. Credit review MIS, proposal tracker, Limit Tracker, Condition/ Deferral tracker, extension of limits on account of non fulfilment of condition/submission of renewal documents.
Secondary Responsibilities:
- Processing of day-to-day transactions in the form of deal extensions/Ad hoc/exceptional indents that flow to credit unit in case of deferrals, overdue and other credit stipulations within specified TAT's.
- Create and maintain rapport with inside and outside stakeholders of INF business.
Education Qualification:
Professional Degree: CA
Post-graduation: MBA, PGDM
Experience:
2 - 5 years of relevant experience
