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Credit Manager & Credit Processing Officer

Karur Vysya Bank
Karur, Chennai
5-8 Years
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  • Posted 18 days ago
  • Over 50 applicants
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Job Description

Candidate Requirements

  • PG with commerce background/ PGDM/ MBA in Finance.
  • 5 to 8 Years of Experience in Retail Credit Processing in any Bank/NBFC.
  • Understanding of loans and lending procedures.
  • Excellent analytical and mathematical skills.
  • Good written and verbal communication skills.
  • Good interpersonal skills.
  • Attention to detail.
  • Ability to work under pressure.

Roles & Responsibilities

  • Evaluate Clients Creditworthiness.
  • Approve or reject loan requests, based on credibility, potential revenues and losses.
  • Prepare loan appraisals and maintain records of loan applications.
  • Coordinating with various stakeholders in the organization for processing of loans.
  • Submission of periodic reviews on the loan proposals handled.

Key Performance Indicators

  • Ensure low TAT (Turnaround Time).
  • Maintaining quality portfolio by complying with regulations and credit policy.
  • Knowledge enrichment/ Learning.
  • Good interpersonal Skills.

More Info

Job Type:
Permanent Job
Industry:
Financial Services, Banking
Role:
Back Office Processing, Back Office Assistant, Credit Control & Collections
Function:
Operations, Finance & Accounts
Employment Type:
Full time
Open to candidates from:
Indian

About Company

Karur Vysya Bank

Karur Vysya Bank (KVB) is one of India's leading private sector banks headquartered in Karur, Tamil Nadu. With a rich heritage of over a century, KVB consistently strives to provide innovative banking solutions to its customers. KVB operates with a vast network of 840 branches and 2,270+ ATMs and cash recyclers.

The bank has adopted technology with best-in-class Internet Banking and Mobile Banking services. KVB DLite, the Mobile Banking app of the bank offers the convenience of financial and non-financial services and provides a simple and secure way to manage your banking on the go.
The bank continues to grow with its strong financials. The bank’s total business was INR 1,63,536 crores as of 31st March 2024 with a deposit base of INR 89,113 crores and advances at INR 74,423 crores. The bank had posted its highest-ever net profit of INR 1,605 crores during the financial year 2023-24. The net NPA of the bank was at 0.40%.

KVB is committed to delivering exceptional banking experience to its customers by leveraging technology to offer a wide range of financial products that can be easily accessed through both physical and digital channels.

Job ID: 119876093

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Last Updated: 18-03-2026 03:54:18 AM
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