Credit Manager (Business Loan)

Appraise /underwrite the loan.
Manage the entire credit application process.
Manage quality of portfolio
Evaluate potential customers creditworthiness, bank statements, GST recordsto evaluate borrowers income expense data.
Maintain detailed records of loans.
Approve or reject loan requests from customers as per set standards.
Create a credit scoring model to assess risks.
Collect credit and varied documents from customer as well as third parties require to support decision of loan approval.
Physical PD to loan applicant (Shop, Stock, Books/Register, Balance sheet, ITR, Bills etc.)

B.Com, M.Com, M.B.A

Proven 2 yrs. work experience as a Credit Manager (Banking/NBFC)
Solid understanding of lending procedures
Negotiation skills
Excellent analytical skills.
Good communication skills.
Detail orientated..